Articles

The labels growth and value reflect different approaches that can be used when making investment decisions.

The probate process can be lengthy and complex. There are strategies you can use to help avoid the probate process.

If you haven't taken steps already, consider planning now for the distribution of the assets of your estate.

An A-B trust can be an effective way to help reduce estate taxes and preserve family assets for heirs.

Allocating too much of your retirement investments to one company, even your own, can be a risky proposition.

A sound cash management program uses a disciplined approach: accounting, analysis, allocation, and adjustment.

Employer-sponsored retirement plans are more important than ever, but managing the assets can be confusing.

Living benefits can help protect variable annuity owners from running out of money in retirement.

Since your home is one of your greatest assets, you should make sure it is adequately protected. That's where homeowners insurance enters the picture.

A living trust can help control the distribution of your estate upon death.

If you leave a job or retire, you should consider your options regarding your employer retirement plan assets.

The Social Security Administration’s retirement estimator gives estimates of your future benefits based on your actual Social Security earnings record.

An important element to successful investing is to manage investment risk while maintaining the potential for growth.

When selecting a life insurance policy, examine all your options, as well as the positives and negatives of each type.

529 plans are tax-advantaged savings plans that generally allow people of any income level to contribute.

Life insurance can be used to help preserve the value of your estate for your heirs.

Many traditional tax-advantaged investment strategies have gone away, but there are still some alternatives.

Property and casualty insurance can help protect a variety of assets. Find out what it does and doesn’t cover.

401(k) employer-sponsored retirement plans have many benefits, including that the funds accumulate tax-deferred.

Several factors could undermine the financial security provided by the proceeds of your life insurance policy.

To retain the tax advantages associated with charitable giving, your gift must be made to a qualified organization.

To help you choose insurance wisely, determine how much coverage and what kind of policy is best for your situation.

A designated income beneficiary could receive payment of a specified amount from a charitable remainder trust.

Tax-deferred retirement plans for self-employed individuals have higher contribution limits than IRAs.

A business owner policy is an insurance package that assembles the basic coverages required by a business owner in one bundle.

Careful estate planning is still one of the most important ways to manage and protect your assets for your heirs.

Charitable lead trusts are designed for people who would like to benefit a charity now rather than later.

There are a variety of retirement planning options that could help meet your needs. Here are some of the most popular.

A wealth replacement trust could be used to gift appreciated assets to a charity as well as provide for heirs.

The difference between purchasing an individual stock versus shares in a mutual fund to potentially earn dividends.

If you have a family who relies on your income, it is important to have life insurance protection.

Wills and trusts allow you to spell out how you would like your property distributed, but they also go beyond that.

Sole ownership, joint tenancy, tenancy in common, and community property have special benefits for property owners.

If you believe your estate will be subject to estate taxes, consider how your heirs will pay the bill.

Compare the advantages and disadvantages of different gifting strategies available for planned giving.

One estate planning strategy that families with closely held businesses could consider is the family limited partnership.

Tax-deferred retirement account withdrawals before age 59½ generally trigger a 10% federal tax penalty.

Everything you own, whatever the form of ownership, is subject to federal, and possibly state, estate taxes.